54EC Capital Gain

54EC Capital Gain Service By Arth Vipra Finvest Pvt Ltd

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What is Section 54EC Capital Gain?

Capital gain bonds or 54EC bonds are the fixed income instruments that provide capital gains tax exemption under section 54EC to the investors. The tax liability on long-term capital gains from sale of immovable property can be reduced by purchasing 54EC bonds.

The owner of the bonds are the debtholders or creditors of the issuer. These bonds are issued by infrastructure companies that are backed by the government. Hence, the risk factor gets mitigated by buying such bonds. The capital gain bonds are redeemable before maturity. One cannot sell these bonds as they are not listed in the stock exchange. The interest is reduced to 5% p.a. from 6% p.a. and is fully taxable in your hands.

What does 54EC Capital Gain cover?

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Features of Section 54EC Capital Gain

  • To avail the tax-exemption the investment must be made within 6 months of the date of sale of immovable property.
  • Such investment can be redeemed only after 5 years. Before april 2018 the bonds could be redeemed within 3 years.
  • The exemption on investment is allowed only against long term capital gains on sale of immovable property (i.e. sale of land or building).
  • The exemption is available up to a maximum amount of Rs 50 lakh

Asset Allocation

Asset allocation stabilities your risk and reward by allocating your assets


One place to hold your investments


Financial instrument that holds some type of monetary value


Getting the shares of a private corporation to the public in a new stock issuance

Why is Section 54EC Capital Gain important?

Capital gains bonds are a great option for anyone looking to save on taxes paid. Through this, they also become a participant in the bond market, which requires more investors. It can be considered a benefiting situation for both the investor and the economy. Bonds or any form of security is introduced through the primary market. Any entity which requires funds can throw access to these bonds for issuance. The lock-in tenure as well the interest rate on these bonds is determined beforehand. Capital gains bonds were also introduced into this market. Therefore if you are looking for tax exemption on LTCGs, you need to monitor this market closely.


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Lucknow, Uttar Pradesh

E-3/35, Vishesh Khand , Gomti Nagar, Lucknow, Uttar Pradesh 226010
15/90, Civil lines, Kanpur-208001


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