A health insurance policy covers medical expenses for illnesses or injuries. A reliable health insurance plan protects you from sudden medical expenses. It reimburses your bills or pays the medical care provider directly on your behalf. A comprehensive medical insurance covers the cost of hospitalisation, daycare procedures, medical care at home (domiciliary hospitalisation), ambulance charges, amongst others. A health insurance plan helps you stay covered against various diseases. Additionally, it helps you boost tax savings. Under section 80D of the Income Tax Act, 1961, you can claim tax benefits against your health insurance premium.
Health Insurance Service By Arth Vipra Finvest Pvt Ltd
What is Health Insurance?
What does Health Insurance cover?
Get Started Today
Lucknow, Uttar Pradesh
Benefits of having Health Insurance:
Covers pre and post hospitalisation
One of the key benefits of a health insurance policy is that it covers your medical expenses incurred just before and after hospitalisation.
Covers pre-existing diseases
A health plan covers you for a pre-existing disease once you have completed the waiting period mentioned in the policy certificate.
Provides cashless treatment
At the time of hospitalisation, you don’t have to worry about arranging cash to pay your hospital bill. Your health insurance company will settle it directly with the hospital if it is in their network.
Lets you claim tax benefit
You can claim a tax benefit on health insurance premium under section 80D of the Income Tax Act, 1961.
Covers ambulance expenses
Comprehensive health insurance also pays for your ambulance expenses during a medical emergency.
Provides additional sum insured
Keeping healthy has its own benefits. You can enjoy additional sum insured for every claim-free year as per the policy certificate of your health plan.
Day Care Treatments
Medical advancements help in wrapping up important surgeries and treatments in less than 24 hours, and guess what? We cover you for that as well.
Organ Donor Expenses
Organ donation is a noble cause and we cover the medical and surgical expenses of the organ donor while harvesting a major organ from the donor’s body.
Designed to cover Corona hospitalisation & medical expenses
Diabetes Health Insurance
Customized health insurance plan for Diabetes
Individual Health Insurance
Must have in today's times
Cardiac Care Insurance
Heart insurance is a specially-designed insurance plan
Importance of Health Insurance
Most of us may require medical treatment at some point of time in life. Hence, it is important to have a good health insurance plan that caters to rising medical expenses. To meet these expenses and avail quality healthcare facilities, it is important to have a comprehensive health insurance cover. A health insurance plan not only covers your medical expenses but also offers tax benefits so that you can save upto ₹ 75,000^ under Section 80D of Income Tax Act 1961. It plays an important role in planning your finances. You can also claim tax benefits on preventive health check-ups annually under Section 80D of the Income Tax Act. You can claim up to ₹ 5,000 every budgetary year as expenses incurred for preventive health check-ups. If you are young, hale and hearty you should buy a health insurance plan now to get lower premiums. Secondly, if you do not make claims post buying a health insurance cover you get cumulative bonus, which gives you hike in sum insured without charging extra premium as a reward for staying fit. Thirdly, every health policy comes in with waiting period, so if you buy health insurance while you are young your waiting period gets over during the initial years. Later, if you have any disease your policy covers you seamlessly. Lastly, looking at the pandemic situation it’s not wrong to say that any one at any point of time may need hospitalisation if not due to ailment may be due to an accidental injury; hence it’s important to stay prepared.
Arth Vipra Finvest Pvt Ltd
Need a personalized solution?
Arth Vipra Finvest Pvt Ltd is ready to cater
all your Insurance Requirements
Get Stared Today.
We at , Arth Vipra Finvest Pvt Ltd suggest you the right product with our expertise.