Mediclaim Insurance

Mediclaim Insurance Service By Arth Vipra Finvest Pvt Ltd

If an accident or critical illness befalls you, it will cause a huge financial burden on you and your family. A hard-hitting truth is that whether your trip to hospital is planned or it comes as an unpleasant surprise, it is sure to cost you heavily. So, it’s better to have protection with a Mediclaim Insurance plan.

insurance agent lawyer financial advisor broker di 2021 10 28 15 55 26 utc 1

What is a Mediclaim Insurance?

Mediclaim insurance is a type of insurance that offers specified financial protection against health- related expenses. It is a pocket-friendly way to mitigate any health-related emergency. 

Mediclaim insurance compensates you for the hospitalisation expenses incurred due to illness or accidental stay. It includes in-patient expenses such as nursing charges, surgery expenses, doctor’s fee, oxygen, anaesthesia etc.

What does Mediclaim Insurance cover?

Get Started Today
We at Arth Vipra Finvest Pvt Ltd guide to the right solution with our expertise
Lucknow, Uttar Pradesh
Our Services are available in Lucknow , Uttar Pradesh and Surrounding areas.

Features:

Coverage:  A Mediclaim health insurance provides insurance coverage against hospitalization expenses, treatment expenses due to an accident and specific diseases.

Sum Assured: Generally, it comes with a pre-decided sum assured.

Premium Affecting Factors: A Mediclaim insurance plan’s premium is formulated on the basis of the sum insured, the proposer’s age, gender, geographical location and opted duration of the preferred plan.

Claim Settlement:  A Mediclaim claim is processed in the form of reimbursement as well as cashless treatment.

Tax Exemption: The plan offers tax benefit as per Section 80D of IT Act 1961.

Group Mediclaim

A Health Insurance policy designed for a group of employees working together

Top Up Insurance

Add aditional coverage to your existing policy with Top-Up Health Insurance

Critical Illness Plan

Financial coverage for critical illness

Personal Accident plan

Event of insured sustaining injuries, solely and directly from an accident

Importance of Mediclaim Insurance Plan

Most of us may require medical treatment at some point of time in life. Due to the high cost of hospitalization expenses, it is important to have a health insurance plan in place. In the current pandemic situation, health insurance plays a vital role in safeguarding your finances. Health insurance is like a financial security that you have for handling your medical expenses.

Address

E-3/35, Vishesh Khand , Gomti Nagar, Lucknow, Uttar Pradesh 226010
15/90, Civil lines, Kanpur-208001

Contact Details

Phone No: 979-539-7222
Email: info@arthvipra.com

Click And Learn



Safeguard your family

When scouting for an ideal health insurance plan, you can choose to secure your entire family under the same policy rather than buying separate policies. Consider your ageing parents, who are likely to be vulnerable to illnesses, as well as dependent children. Ensuring they get the best medical treatment, should anything happen to them, is something you would not have to stress about if you have a suitable health cover. Research thoroughly, talk to experts for an unbiased opinion and make sure you get a plan that provides all-round coverage.

Fight lifestyle diseases

Lifestyle diseases are on the rise, especially among people under the age of 45. Illnesses like diabetes, obesity, respiratory problems, heart disease, all of which are prevalent among the older generation, are now rampant in younger people too. Some contributing factors that lead to these diseases include a sedentary lifestyle, stress, pollution, unhealthy eating habits, gadget addiction and undisciplined lives.

While following precautionary measures can help combat and manage these diseases, an unfortunate incident can be challenging to cope with, financially. Opting for Investing in a health plan that covers regular medical tests can help catch these illnesses early and make it easier to take care of medical expenses, leaving you with one less thing to worry about.

Deal with medical inflation

As medical technology improves and diseases increase, the cost for treatment rises as well. And it is important to understand that medical expenses are not limited to only hospitals. The costs for doctor’s consultation, diagnosis tests, ambulance charges, operation theatre costs, medicines, room rent, etc. are also continually increasing. All of these could put a considerable strain on your finances if you are not adequately prepared. By paying a relatively affordable health insurance premium each year, you can beat the burden of medical inflation while opting for quality treatment, without worrying about how much it will cost you.

Best treatment

You may have to compromise on the treatment plan in case of a health condition due to lack of funds. With the best health insurance plan, you have the assurance of procuring the best treatment to overcome any health condition.

Indemnity plans

These policies will compensate the actual finance that has been incurred. You may avail the entire coverage amount multiple times during the policy term. Below is the list of a few expenses covered under indemnity health insurance.


• Hospital room rent
• Operation theatre charges
• Doctors’ fees
• Medicine costs
• Pre and post-hospitalization expenses

Protect your savings

While an unforeseen illness can lead to mental anguish and stress, there is another side to dealing with health conditions that can leave you drained – the expenses. By buying a suitable health insurance policy, you can better manage your medical expenditure without dipping into your savings. In fact, some insurance providers offer cashless treatment, so you don’t have to worry about reimbursements either. Your savings can be used for their intended plans, such as buying a home, your child’s education and retirement. Additionally, health insurance lets you avail tax benefits, which further increases your savings. 

Financial stability

Emergency medical expenses may result in severe financial distress. You may have to dip into your savings or sell your assets to meet such expenses. When you buy a health plan, you are assured of financial stability during an illness. You remain better planned.

Counter inadequate insurance cover

If you already have health insurance (for example, a policy provided by your employer) check exactly what it protects you against and how much coverage it offers. Chances are it will provide basic coverage. If your current policy does not provide cover against possible threats – such as diseases or illnesses that run in the family – it could prove insufficient in times of need. And with medical treatments advancing considerably, having a higher sum assured can ensure your every medical need is taken care of financially. But don’t worry if you cannot afford a higher coverage plan right away. You can start low and gradually increase the cover.

Lump-sum benefit

These types of health plans pay the entire sum assured if the covered event occurs. For example, if the health plan includes critical illness coverage and you are diagnosed with the same, you will receive the benefits. The objective of such plans is to offer you financial support to meet expenses like:• Physiotherapy or other rehabilitation procedures
• Monitoring devices needed in case of critical illnesses
• Follow-up medical tests and investigations
• Dietary supplements
• Ergonomic furniture or home modifications needed due to your illness

Report A Claim

We'll help through the process of claim from start to finish

Request Proof

Need your investment proof, let’s help you get that quickly

Investment Update

Get your Investment update

Pay Online

Online payment option available in some cases

Review Your Investment

Get help in reviewing your current investments

Contact us

Connect with us for any help on personal finance

Arth Vipra Finvest Pvt Ltd

Our Services are available in Mumbai, Pune, Satara, Kolhapur, Delhi, Gujarat and surrounding areas.

Need a personalized solution?

Arth Vipra Finvest Pvt Ltd is ready to cater
all your Insurance Requirements

Customer first

Customers and their needs are our first priority. All our insurance plans are tailor made

Community Focused

We give back to our community and get involved with the charities we support.

Passion

We go the extra mile to exceed your expectations, no matter what you need.

Experienced Agents

With extensive experience, we understand what it takes to bring you quality coverage.

Get Stared Today.

We at , Arth Vipra Finvest Pvt Ltd suggest you the right product with our expertise.

Lucknow, Uttar Pradesh

E-3/35, Vishesh Khand , Gomti Nagar, Lucknow, Uttar Pradesh 226010
15/90, Civil lines, Kanpur-208001