Renters Insurance

Renters insurance provided by Arth Vipra Finvest Pvt Ltd .

If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Typically, your landlord’s policy won’t help if your belongings are stolen or damaged. For that you need renters insurance.
Do I really need renters insurance ?

If you rent a house or apartment and think that your landlord is financially responsible when there is a fire, theft or other catastrophe—think again.

Your landlord may have insurance to protect the building you are living in. But your landlord’s policy won’t replace your personal possessions or pay for your living expenses while the building is being repaired.

The only way to protect yourself financially against disasters is to buy a renters insurance policy.

Renters insurance, sometimes referred to as tenants insurance, includes three basic types of protection:

  • Personal Possessions
  • Liability
  • Additional Living Expenses

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Personal Possessions all covered
Standard renters insurance protects your personal belongings against damage from fire, smoke, lightning, vandalism, theft, explosion, windstorm, water and other disasters listed in the policy. Floods and earthquakes are not covered. Supplemental insurance is available to cover these disasters talk to us to know more about this. 
Liability protection in Renters Insurance

Standard renters insurance policies provide liability protection against lawsuits for bodily injury or property damage that you or your family members cause to other people. It also pays for damage your pets cause. So, for example, if your son, daughter or dog accidentally ruins your neighbor’s expensive rug, you’ll be covered. However, if your children or pets destroy your own rug, you will not be covered.

Reimbrusing Additional Living Expenses

Many people don’t know that Additional Living Expenses coverage, also known as ALE, is included in a renters insurance policy. If your home is destroyed by a disaster that your policy covers and you need to live elsewhere, renters insurance covers your additional living expenses.  Policies will generally reimburse you the difference between your additional living expenses and your normal living expenses. ALE covers hotel bills, temporary rentals, restaurant meals and other expenses you have incurred while your home is being rebuilt.

Check with us to know more about Renters insurance.

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As an independent agency, Arth Vipra Finvest Pvt Ltd helps you find the right Renters Insurance coverage.

Contact Us

Woburn, MA

E-3/35, Vishesh Khand , Gomti Nagar, Lucknow, Uttar Pradesh 226010
15/90, Civil lines, Kanpur-208001
Our Services are available in Mumbai, Pune, Satara, Kolhapur, Delhi, Gujarat and surrounding areas.